Retail Financial Innovation and Stock Market Dynamics: The Case of Target Date Funds /

Target Date Funds (TDFs) are designed to provide unsophisticated or inattentive investors with age-appropriate exposures to different asset classes like stocks and bonds. The rise of TDFs has moved a significant share of retirement investors into macro-contrarian strategies that sell stocks after re...

Ausführliche Beschreibung

Gespeichert in:
1. Verfasser:
Parker, Jonathan A.
Körperschaft:
National Bureau of Economic Research
Weitere Verfasser:
Schoar, Antoinette, Sun, Yang
Format:
Elektronisch E-Book
Sprache:
Englisch
Veröffentlicht:
Cambridge, Mass. National Bureau of Economic Research 2020.
Zusammenfassung:
Target Date Funds (TDFs) are designed to provide unsophisticated or inattentive investors with age-appropriate exposures to different asset classes like stocks and bonds. The rise of TDFs has moved a significant share of retirement investors into macro-contrarian strategies that sell stocks after relatively good stock market performance. This rebalancing drives contrarian flows across equity mutual funds held by TDFs, stabilizing their funding, and reduces stock returns for stocks disproportionately held by these funds when stock market returns are relatively high. Continued growth in TDFs and similar investment products may dampen stock market volatility and increase the transmission of shocks across asset classes.
Umfang:
1 online resource: illustrations (black and white);
Anmerkungen:
October 2020.
Schlagworte: