Pathways to Retirement through Self-Employment /

We examine the role of self-employment in retirement transitions using a panel of administrative tax data. We find that the hazard of self-employment increases at popular retirement ages associated with Social Security eligibility, particularly for those with greater retirement wealth. Late-career t...

Ausführliche Beschreibung

Gespeichert in:
1. Verfasser:
Ramnath, Shanthi
Körperschaft:
National Bureau of Economic Research
Weitere Verfasser:
Shoven, John B., Slavov, Sita Nataraj
Format:
Elektronisch E-Book
Sprache:
Englisch
Veröffentlicht:
Cambridge, Mass. National Bureau of Economic Research 2017.
Zusammenfassung:
We examine the role of self-employment in retirement transitions using a panel of administrative tax data. We find that the hazard of self-employment increases at popular retirement ages associated with Social Security eligibility, particularly for those with greater retirement wealth. Late-career transitions to self-employment are associated with a larger drop in income than similar mid-career transitions. Data from the Health and Retirement Study suggest that hours worked also fall upon switching to self-employment. These results suggest that self-employment at older ages may serve as a "bridge job," allowing workers to gradually reduce hours and earnings along the pathway to retirement.
Umfang:
1 online resource: illustrations (black and white);
Anmerkungen:
June 2017.
Schlagworte: